Americus Mortgage Brokers Americus mortgage brokers have different schemes first time homebuyer mortgages. An Americus mortgage brokers would help find the right mortgage package.Opting for a fixed rate mortgage (FRM) from a licensed mortgage brokers in Americus will depend on your income, credit rating and lifestyle. Mortgage rates for FRM are higher than that of an adjustable rate mortgage loan. Mortgage brokers and lenders charge 2-3 percentage points more to compensate for losses in the event of an increase in rates. If interest rates, on the other hand, go down you will still be locked in at the higher rate. Should that happen, it is better to analyze your options and find out whether it is worthwhile to refinance. Americus Mortgage Brokers have the specific guidance and information to analyze your desires, assist you to choose which kind of mortgage solution you requirements. Apply Here Get an affordable mortgage loans from an Americus mortgage brokers The following list gives you information on Banks in Americus. Peoples South Bank: 102 N Prince St, Americus, GA 31709 Phone: (229) 931-0111 First State Bank: First State Bank has been serving the citizens of Jefferson County and surrounding areas since 1964. A branch office was opened in 2002 in Americus, Georgia to meet the banking need of citizens in Sumter County and surrounding areas. 800 E Lamar St, Americus, GA 31709 Phone: (229) 924-3200 Sumter Bank and Trust Company: Established in October 1974, to meet the ever-changing needs of Americus and Sumter County. 201 East Lamar Street, Americus GA 31709 Phone: (229)924 - 0301 The Citizens Bank of Americus: 119 NORTH LEE STREET, Americus, GA 31709 Phone: (229) 924-4011 Wachovia Bank, National Association: N.A. 217 W. Forsuth Street, Americus, GA 31709 Phone: (229) 928-6400