Loveland Mortgage Brokers: Mortgage Lenders in Loveland Loveland Mortgage brokers will consider your loan-to-value (LTV) ratio before providing you with a mortgage loan in Loveland. When the ratio between the loan amount to the market value of your property is 80% or more, it becomes imperative to pay private mortgage insurance. This can be negated on paying 20% of the purchase price of the house as down payment. A higher LTV ratio is an indicator of lower equity, which in turn means a greater risk to the lender. High LTV mortgages are not easy to qualify for and carry a higher mortgage rate. Loveland Mortgage lenders can ask for a second appraisal before providing such loans. If there is a fall in appraised value you can always consider another lender. Apply Here Find the competitive mortgage rates from loveland mortgage brokers The following list gives you the information of Credit Associations in Loveland. BIG THOMPSON FEDERAL CREDIT UNION : It was recognized in 1966 and it is located at 746 N Cleveland Ave Loveland, CO 80537 . LONGS PEAK CREDIT UNION : It was opened in 1953 and it is placed at 1661 Estrella Avenue Loveland, CO 80538 . SUNRISE CREDIT UNION : It was formed in 1997 and it is situated at 5569 N County Road 29 Loveland, CO 80538 . The following list gives you the information of Credit Counselors in Loveland. CCCS NORTHERN COLORADO & SE WYOMING : 315 E 7th St Loveland, CO 80537 . NEIGHBOR TO NEIGHBOR : 565 North Cleveland Avenue Loveland, CO 80537.