Montana Mortgage Brokers The Montana mortgage brokers determines the pre-qualifying amount based on the borrower's stated income, assets, and liabilities.When a borrower applies to pre-qualify for a loan, the information is not verified and the loan that he is pre-qualified for may not be guaranteed. Sometimes, the Montana home mortgage company takes it to the second phase where once they receive the application and documentation, they verify the employment and financial information and ensure that it is within their underwriting guidelines. Apply Here Secure online quotes from professional Montana mortgage brokers and lenders Montana Mortgage Lenders Information, guidance and expertise streamline mortgage shopping into a smooth and efficient process.If the borrower's financial picture does not change drastically after the information is confirmed, the borrower is approved under the condition that the home being purchased appraises for the purchase price. An upfront fee is charged by the Montana Mortgage Lenders lender to cover the cost of the appraisal and credit report.