Oakland Mortgage Company : Lenders and Brokers in Oakland   If your mortgage loan from a reliable Oakland mortgage brokers requires a mortgage insurance program, the policy can be stopped once the equity in the property has reached 20% of the value or more, after a period of at least two years. Lower down payments, higher loan amounts and adjustable rate mortgage loans increase the cost of the premium. The option of a low down payment high interest loan with no mortgage insurance from licensed Oakland Mortgage brokers and lenders, though tax deductible cannot be terminated.Oakland Mortgage Company provides the information on how to obtain the best rates and home loan and also find the best program for you. Start Here The following list gives you the information of Credit Associations in Oakland. ARROW CREDIT UNION: It was recognized in 1949 and it is located at 810 81st Ave Oakland, CA 94621 . CHEVRON FEDERAL CREDIT UNION: It was founded in 1935 and it is placed at 475 14th Street Oakland, CA 94612 . EAST BAY POSTAL CREDIT UNION: It was established in 1927 and it is located at P.O. Box 2398 Oakland, CA 94614 . ILWU - FSC FEDERAL CREDIT UNION: It was recognized in 1975 and it is situated at 237 Fallon Street Oakland, CA 94607 . INWOOD CREDIT UNION: It was founded in 1948 and it is placed at P. O. Box 6039 Oakland, CA 94603 . KAIPERM FEDERAL CREDIT UNION : It was formed in 1957 and it is located at P.O. Box 12683 Oakland, CA 94604 . The following table features housing preferences and mortgage trends in Oakland. Statistics Type Category Value Oakland Mortgage Statistics Mortgage-Free Homes 23% Mortgaged Homes 77% With First Mortgage 58% Second Mortgage or Home Equity Loan 19% Home Equity Alone 8% Second Mortgage Alone 11% Oaklandt Housing Expenses Owner expenses as % of Income 22.5% Median Real Estate Taxes $1,762 Oakland Housing Stocks Median Year Constructed 1950 Year Constructed - Owner Occupied 1943 Year Constructed - Renter Occupied 1955