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Utah Mortgage Company : Brokers and Lenders in Utah

Utah Mortgage Company

The law is very specific in setting limits on the amount that the Utah mortgage company may collect. The company may require a monthly payment of 1/12 of the total amount of estimated taxes, insurance premiums, and other charges that may have to be paid. In addition, the company may collect an additional balance of not more than 1/6 of the estimated annual payments. If the company determines there will be or is a deficiency in the escrow accounts, the law permits the company to require additional monthly deposits to avoid or eliminate the deficiency.

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